Why AutoPlug?

The Plug for People Who Need a Real Solution.

Tired of getting turned down for vehicle financing because of bad credit, high debt, or negative equity? You're not alone—and you're not out of options.

AutoPlug exists to help you move forward. Whether you’re refinancing an existing vehicle, shopping for your next car, or starting fresh, we’re your inside connection to approvals, lower payments, and honest answers.

What Makes AutoPlug Different?

Most lenders and dealers will turn you away if your credit score isn’t perfect or you’re upside-down on your loan. We do things differently.

  • Fast approvals, even with bad credit or no credit

  • Specialized vehicle loan calculator to estimate monthly car payments

  • Low to no down payment options

  • Trade-in support for vehicles with remaining balances

  • Refinance programs are designed to lower your monthly payment

  • First Nations financing with Status Card tax exemptions

  • Apply for a vehicle loan online in minutes

We work with trusted national lenders who understand real-life situations—not just numbers on a screen.

Our Mission

To make car ownership and refinancing easier, fairer, and more accessible—especially for Canadians who’ve been told “no” too many times.

We're here for the single parents rebuilding credit, the gig workers with income that doesn’t fit a box, and the folks who just need a second chance.

We believe that a vehicle is more than a loan—it's your freedom.

And we’re plugged into the options that help you move.

toyota minivan in a driveway